The 2025 edition of the EMN sector overview reports steady growth in the European microfinance industry, with the total portfolio under management reaching €4.1 billion — a 12% year-on-year increase. The report covers 156 microfinance institutions operating in 28 countries, serving over 1.2 million active clients.

Key findings include: (i) accelerated digital transformation post-pandemic, with 67% of MFIs now offering fully digital onboarding, (ii) increased focus on green and sustainable lending, with dedicated portfolios up 38%, (iii) persistent regulatory fragmentation across member states, and (iv) growing demand for tailored capacity building among smaller MFIs.