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EU Microfinance Market Sizing: H1 2026 Snapshot

June 12, 2026 ·EMN Research ·1 min read

EMN\’s Q2 2026 data snapshot brings together harmonised quarterly indicators from 89 reporting MFIs across the EU:

• Total outstanding portfolio: €3.84B (+4.2% QoQ)
• Active borrowers: 1.18M (+2.8% QoQ)
• Average loan size: €3,250 (range €1,400 in BG to €11,800 in DE)
• PAR30: 4.1% (stable QoQ)
• Women borrowers: 52% (range 38% in PL to 71% in IT)
• New disbursements in H1: €1.41B (-3.1% YoY, attributed to credit tightening across the sector)

Full country-by-country breakdown available in the attached data brief. Next snapshot scheduled for October 2026.

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