COUNTRY PROFILE
Croatia
A standardised profile of the microfinance ecosystem — regulation, actors, funding, and the latest news. Expand any section below.
01 · REGULATION OF LENDING
Regulation of lending activity
Regulation of lending activity
Regulatory scenario
Without microcredit regulation and without bank monopoly for lending
Dedicated law regulating microcredit
Credits Unions Act
02 · SUPERVISORY FRAMEWORK
Supervisory framework for non-bank lending
Supervisory framework for non-bank lending
Supervisory authority
Croatian National Bank (CNB)
Other non-bank lenders (1)
Credit Unions
03 · PRODUCTS
Products
Products
Business microcredit — max. amount
No restrictions
Business microcredit — interest cap
Effective interest rate is defined by Consumer Credit Act. It is re-assessed by Croatian National Bank twice a year
04 · INCENTIVES & SUPPORT
Incentives and support
Incentives and support
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05 · DEVELOPMENT OF FRAMEWORK
Development of existing framework for non-bank microcredit provision
Development of existing framework for non-bank microcredit provision
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06 · NEWS & INSIGHTS
Latest from the Repository
Latest from the Repository
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